How much will refinancing your home cost you? Will you actually save money? Does it make financial sense for you to refinance at this time?
I’m not a homeowner yet, and I won’t be signing mortgage papers for quite some time to come, but I’m using this time to get an education in how all aspects of house buying work, and that includes refinancing. I found a great article about how to determine whether or not to refinance. I’m not one to do things the hard way, with a pocket calculator and pencil and paper, so I created an Excel spreadsheet to do the job for me. I call it the Home Mortgage Refinance Calculator.
From what I’ve read, many experts recommend checking out the option of refinancing if interest rates are at least 1% less than what you’re currently paying. Of course, it depends on the remaining term of your current mortgage, as well as the remaining principal of your current mortgage. With Home Mortgage Refinance Calculator you will make calculations easy on yourself. You Also know Mortgage Refinance Rates.
Requirements:
· Microsoft Excel
source: http://www.uncommonwaytowealth.com/
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